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  5. 187 F.Supp.2d 719 (2001)
 

RAY v. CITIBANK (SOUTH DAKOTA), N.A.

Civil Action No. 3:99CV-697-S.

187 F.Supp.2d 719 (2001)

Sherman RAY, Plaintiff, v. CITIBANK (SOUTH DAKOTA), N.A. and Citicorp Credit Services, Inc., Defendants.

United States District Court, W.D. Kentucky, at Louisville.

May 30, 2001.

Attorney(s) appearing for the Case

John E. Spainhour, Givhan & Spainhour, Shepherdsville, KY, for plaintiff.

David B. Blandford, John Finley Menefee, Ackerson, Mosley & Yann, Louisville, KY, for defendants.

MEMORANDUM OPINION

SIMPSON, Chief Judge.

This matter arises out of the defendants' alleged attempts to collect a debt owed by the plaintiff and is now before us on the defendants' motion for summary judgment. As grounds for their motion, the defendants, Citibank (South Dakota), N.A. ("Citibank") and Citicorp Credit Services, Inc. ("CCSI"), assert that: (1) as a matter of law, neither entity is covered by the Fair Debt Collection Practices Act ("FDCPA...

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