LOKEN, Circuit Judge.
From December 1989 to December 1996, St. Paul Fire and Marine Insurance Company ("St.Paul") provided workers compensation and general liability insurance, and St. Paul affiliates provided claims handling services, to Courtney Enterprises, Inc. of Houston, Texas ("Courtney"). In July 1999, St. Paul sent Courtney a $512,406 invoice for amounts due under this contractual relationship. When Courtney failed to pay and would not agree to arbitrate...
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