NESBITT, Senior Judge.
Regina Kanner, daughter, attorney, and holder of power of attorney, for Pola Laiter, sued insurer Pan American Assistance Incorporated, in a two count complaint seeking damages for breach of contract and attorney's fees. Kanner alleged that Laiter entered into a contract with Pan American in Medellin, Colombia, in which "[F]or valuable consideration ... [Pan American] agreed to pay for [Laiter's] medical expenses while she was traveling outside...
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