Affirmed by published opinion. Judge NIEMEYER wrote the opinion, in which Judge TRAXLER joined and Judge LUTTIG joined in part. Judge LUTTIG wrote a concurring opinion.
OPINION
NIEMEYER, Circuit Judge:
After all the federal claims were settled in this truth-in-lending case, the district court remanded the State law claims to the State court from which the case had previously been removed. We are presented with the question of whether the district...
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