GRADY, Judge.
Daniel Luckenbill, Sr., on his own behalf and as administrator of the estate of his deceased wife, Hilda Luckenbill, appeals from a summary judgment in favor of defendant Midwestern Indemnity Company ("Midwestern").
On July 18, 1997, Hilda Luckenbill was killed when the automobile she was driving was struck head-on by an automobile driven by Steven Bolyard. Bolyard,
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