In 1998, First American Title Insurance Company ("First American") began an audit of Capital Title Agency, Inc. ("Capital Title"), an Ohio corporation that operated as a title insurance agent for First American and whose president was respondent, R. William Zumstein of Columbus, Ohio, Attorney Registration No. 0020944.
In March 1999, Tracy L. Daugherty obtained a mortgage loan from City Mortgage Company/Washtenaw Mortgage Company...
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