LIPEZ, Circuit Judge.
On July 7, 1997, the Rhode Island Superior Court entered a judgment in favor of John Clauson, awarding him $97,716.50 in damages against his former attorney, Sanford Kirshenbaum, for professional malpractice in representing Clauson in his 1991 divorce. Though Kirshenbaum had a malpractice liability insurance policy with a $100,000 limit through New England Insurance Company (NEIC), NEIC paid Clauson only $29,000 on the judgment, the amount of...
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