ORDER RE COMPLAINT TO DETERMINE DISCHARGEABILITY
PAUL J. KILBURG, Chief Judge.
On November 13, 2001, the above-captioned matter came on for trial on Debtors' Complaint to Determine Dischargeability of Debt. Debtor/Plaintiff Jacqueline T. Wilson appeared with her attorney, Gary Papenheim. Attorney Christopher Foy appeared for Defendant Educational Credit Management Corporation. Evidence
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