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IN RE BARCLAY

No. 00-41752-JSS.

276 B.R. 276 (2001)

In re Cedric T. BARCLAY and Lavaria L. Barclay, Debtors.

United States Bankruptcy Court, N.D. Alabama, Eastern Division.

August 9, 2001.

Attorney(s) appearing for the Case

John M. Caraway, Jr., Talladega, AL, for debtors.

Mavis Willingham, Anniston, AL, Chapter 13 Standing Trustee.

MEMORANDUM OPINION

JAMES S. SLEDGE, Bankruptcy Judge.

This matter is before this Court on the Motion to Modify filed by the debtors. In the motion to modify, the debtors propose to surrender collateral in full satisfaction of a secured claim held by Riteway Auto. As discussed below, the proposed modification cannot be approved and is due to be disapproved.

FACTS AND PROCEDURAL HISTORY

This Chapter 13 case was commenced by the filing of...

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