MEMORANDUM OPINION
W. RICHARD LEE, Bankruptcy Judge.
In this adversary proceeding the plaintiff/debtor Oma Naranjo ("Oma"), who suffers from work related shoulder and back injuries, and her husband, co-debtor Michael Naranjo, ("Michael") (collectively Plaintiffs or Debtors) seek a determination under 11 U.S.C. § 523(a)(8) that denying the discharge of Oma's student...
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