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IN RE HALE

Bankruptcy No. 00-34015-T. Adversary Nos. 00-3140-T, 00-3141-T.

274 B.R. 220 (2001)

In re Preston L. HALE, Shelby M. Hale, Chapter 7 Debtors. Citibank (South Dakota), N.A., Plaintiff, v. Shelby Hale, Defendant. Monogram Credit Card Bank Of Georgia, Plaintiff, v. Preston Hale, Shelby Hale, Defendants.

United States Bankruptcy Court, E.D. Virginia, Richmond Division.

March 26, 2001.

MEMORANDUM OPINION

DOUGLAS O. TICE, Jr., Chief Judge.

A consolidated trial of the above adversary proceedings was held March 19, 2001. At the conclusion of trial, the court took the matter under advisement.

For reasons stated in this opinion, the court will grant judgment for the plaintiffs and except their indebtedness from the debtors' chapter 7 discharges...

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