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IN RE SPENCE

Bankruptcy No. 99-40492. Adversary No. 99-1104.

276 B.R. 149 (2001)

In re Joyce Annette SPENCE. Joyce Annette Spence, Plaintiff, v. Southern Mortgage Company and First Union Mortgage Company, Defendants, v. Ray M. Gibson, Jr., Universal Title and Escrow, LLC, Cross-Defendants.

United States Bankruptcy Court, N.D. Mississippi.

May 18, 2001.

Attorney(s) appearing for the Case

Larry C. Skelton, Corinth, MS, for Debtor.

Jacob C. Pongetti, Columbus, MS, trustee.

OPINION

DAVID W. HOUSTON, III, Bankruptcy Judge.

On consideration before the court is a motion for leave to file an amended complaint, filed by the plaintiff, Joyce Annette Spence, ("debtor"); response in opposition thereto having been filed by the defendants, Southern Mortgage Company ("Southern Mortgage") and First Union Mortgage Company ("First Union"); Ray M. Gibson, Jr., and Universal Title and Escrow...

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