MEMORANDUM OF DECISION BASED UPON TRIAL ON THE MERITS
COLLEEN A. BROWN, Bankruptcy Judge.
The plaintiff, Clare Creek (LeDuff) Kelsey (referred to herein as "the debtor"), has filed a Complaint seeking a final judgment of this Court determining that she is entitled to a discharge of the student loan obligations she owes to the defendants, based upon undue hardship pursuant to 11 U.S.C. § 523(a)(8). The parties have stipulated that this is a core...
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