In or about April 1998, the Oil Heat Institute of Long Island, Inc. endeavored to create a "self-insurance" program to provide its members and their employees (i.e., truck drivers and clerical workers) medical insurance. To that end, plaintiff Oil Heat Institute of Long Island Insurance Trust (OHI) was established. Defendant Island Group Administration, Inc. (IGA) submitted certain cost projections and a proposal to administer the self-insurance fund to OHI, which included...
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