OPINION OF THE COURT
MEMORANDUM.
Judgment unanimously affirmed without costs.
On or about July 3, 1998, plaintiff Kim Rizzo was involved in an automobile accident, resulting in property damage to her 1997 Honda Civic EX. Rizzo reported the accident to defendant, her insurance carrier, and brought her car for repairs at Greg and Bill's Auto Collision (hereinafter Greg & Bill's) which she appointed as her designated representative to negotiate...
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