W.H. "DUB" ARNOLD, Chief Justice.
This appeal involves underinsured-motorist (UIM) benefits. The crux of the case is whether the trial court erred in severing appellant's cause of action against Southern Farm Bureau Casualty Insurance Company (Southern Farm Bureau) without requiring that Southern Farm Bureau be bound by the fact-finder's determination of liability and damages. We hold that the trial court did err and, therefore, reverse and remand the case.
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