On Application for Rehearing
YATES, Presiding Judge.
The opinion of January 12, 2001, is withdrawn and the following is substituted therefor.
The plaintiff Pamela Hill appeals from a summary judgment in favor of American National Property and Casualty Company (hereinafter "ANPAC") and Farmers Insurance Exchange ("Farmers"). On March 7, 1996, Hill was injured in an automobile wreck in Lauderdale County. She was a passenger in a car owned and...
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