On Application for Rehearing
PER CURIAM.
The opinion of December 15, 2000, is withdrawn, and the following opinion is substituted therefor.
New York Life Insurance Company ("New York Life") is a defendant in an action pending in the Clarke Circuit Court. We granted it permission to appeal from an order denying its motion for a summary judgment. See Rule 5, Ala. R.App. P. New York Life contends that the plaintiff's claims are precluded...
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