INTRODUCTION
WALLER, Justice, for the Court:
¶ 1. Nationwide Recovery Service, Inc., filed suit against Joseph Davis, Jr., in the County Court of the Second Judicial District of Harrison County to collect a past due balance on a Visa credit card issued by Bank of America NT & SA to Davis. The account was later assigned to Nationwide. A judgment was ultimately entered against Davis and no appeal was taken therefrom. Davis next filed two motions...
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