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BLACKBURN v. NATIONAL UNION FIRE INS. CO.

No. 2000-C-2668.

784 So.2d 637 (2001)

Steve BLACKBURN, et al., v. NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH. Steve and Wendi Royer v. Scafco, Ltd., et al.

Supreme Court of Louisiana.

April 3, 2001.

Attorney(s) appearing for the Case

Judith R.E. Atkinson, Thomas E. Balhoff, Carlton Jones, III, Baton Rouge, Counsel for Applicant.

David O. Walker, Michael J. McNulty, III, Russell T. Tritico, Lake Charles, Counsel for Respondent.

KNOLL, J.

The issue before us concerns two-tier insurance coverage which provided reduced coverage of $10,000, the statutory minimum, under an endorsement. The lower courts determined that the endorsement did not apply, thus the face amount of the policy, $1,000,000, was applicable. For the following reasons we reverse, finding the provision in the endorsement reducing coverage to the statutory minimum for anyone using a...

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