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SCOTT v. MAYFLOWER HOME IMP. CORP.

831 A.2d 564 (2001)

363 N.J. Super. 145

Frances SCOTT, Plaintiff(s) v. MAYFLOWER HOME IMPROVEMENT CORP., et als., Defendant(s)

Superior Court of New Jersey, Law Division, Camden County.

Decided August 10, 2001.

Attorney(s) appearing for the Case

Madeline L. Houston and Melissa J. Totaro, Bloomfield, for plaintiffs (Houston & Totaro, attorneys).

Carmen Saginario, Jr., Trenton, for defendant BankAtlantic (Capehart & Scatchard, attorneys).

Carmine T. Vigorito, Peterson, for defendant Martin Miller (Carmine T. Vigorito, attorney).

James M. Cutler, Livingston, for defendant MNC Credit Corp. (Stern, Lavinthal, Norgaard & Kapnick, attorneys).

John F. Kwasnik, for defendant Del Norte, Inc. (Baer, Arbeiter, Ploshnick, Tanenbaum & Weiss, attorneys, Metuchen).

Thomas A. Buonocore, Parsippany, for defendant CIT Group/Credit Finance, Inc. (Buonocore & Trevisan, attorneys).

William T. Marshall, for defendant Security Pacific (Zeichner, Ellman & Krause, attorneys, Newark).

HUMPHREYS, J.S.C. (retired and temporarily assigned on recall).

The primary question in this class action is the extent to which financial institutions who purchase consumer home repair contracts, promissory notes, and mortgages are subject to claims and defenses of the home owners against the home repair contractors.1

The court holds that the financial institutions are subject to the...

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