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ASSOCIATES HOME EQ. SERVS. v. TROUP

778 A.2d 529 (2001)

343 N.J. Super. 254

ASSOCIATES HOME EQUITY SERVICES, INC., f/k/a Ford Consumer Finance Company, a New York Corporation, Plaintiff-Respondent, v. Beatrice TROUP and Mr. Troup, husband of Beatrice Troup; Curtis Troup and Mrs. Curtis Troup, his wife, Defendants-Appellants, and State of New Jersey, United States of America, Defendants. Beatrice Troup and Curtis Troup, Third-Party Plaintiffs/Appellants, v. Gary Wishnia, General Builders Supply Inc.; Property Redevelopment Center, Inc.; East Coast Mortgage Corporation; and Jeffrey Ahrens, Third-Party Defendants/Respondents.

Superior Court of New Jersey, Appellate Division.

Decided July 25, 2001.

Attorney(s) appearing for the Case

Madeline L. Houston, Paterson, argued the cause for appellants (Houston & Totaro, attorneys; Ms. Houston and Melissa J. Totaro, on the brief).

Anthony J. Laura, Newark, argued the cause for respondent Associates Home Equity Services, Inc. f/k/a Ford Consumer Finance Company (Reed, Smith, attorneys; Mr. Laura and Greg A. Dadika, on the brief).

Kathleen Cavanaugh, Parsippany, argued the cause for respondents East Coast Mortgage Corp and Jeffrey Ahrens (Greiner, Gallagher & Cavanaugh, attorneys; Ms. Cavanaugh, on the brief).

Kenneth Zimmerman of the D.C. Bar, admitted pro hac vice, Washington, DC, argued the cause for New Jersey Institute for Social Justice, Inc. and amicus curiae for appellants Beatrice Troup and Curtis Troup (Gibbons, Del Deo, Dolan, Griffinger & Vecchione, attorneys; Lawrence S. Lustberg and Risa E. Kaufman, Newark, on the brief).

Before Judges HAVEY, CUFF and LISA.

The opinion of the court was delivered by HAVEY, P.J.A.D.

This is a foreclosure action. Defendants Beatrice and Curtis Troup, African-Americans, obtained a mortgage loan from third-party defendant East Coast Mortgage Corp. (ECM) to pay for repairs on their Newark home made by third-party defendants Gary Wishnia, General Builders Supply, Inc. and Property Redevelopment Center, Inc. (collectively Wishnia). The mortgage and...

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