RIPPLE, Circuit Judge.
Patrick J. O'Reilly is a beneficiary of a Long-Term Disability Plan ("the Plan") administered by Hartford Life & Accident Company. After Hartford denied his claim for benefits, O'Reilly filed suit under ERISA, claiming that the denial violated the terms of the Plan. The district court granted summary judgment for Hartford. Mr. O'Reilly appeals. For the reasons set forth in this opinion, we affirm the judgment of the district court.
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