POSNER, Circuit Judge.
This appeal comes in a diversity suit seeking damages from a pair of insurance companies (a primary carrier, Federal, and an excess carrier that's no longer a party) that refused to pay on a policy of directors' and officers' liability insurance, a "D & O" policy, as it's known. Despite its name, such a policy insures not only officers and directors themselves but also their corporation if, as happened here, the corporation indemnifies them...
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