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IN RE IVORY

Bankruptcy No. 99-05996-BGC-7. Adversary No. 00-00014.

269 B.R. 890 (2001)

In re Tiffany IVORY, Debtor. Tiffany Ivory, Plaintiff, v. United States of America, United States Department of Education, Defendants.

United States Bankruptcy Court, N.D. Alabama, Southern Division.

October 29, 2001.

Attorney(s) appearing for the Case

Kenneth J. Lay, Birmingham, AL, for the plaintiff-debtor.

Leon F. Kelly, Assistant United States Attorney, Birmingham, AL, for defendant.

MEMORANDUM OPINION ON COMPLAINT TO DISCHARGE STUDENT LOAN

BENJAMIN COHEN, Bankruptcy Judge.

I. Background

The debtor borrowed $2,500 in 1985 to attend a vocational school. She has not paid that loan and seeks to discharge it in the pending Chapter 7 case. Pursuant to section 523(a)(8) of the Bankruptcy Code, her loan is not dischargeable unless she can prove that paying the debt will impose an undue hardship on her and her dependents.

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