Lahtinen, J.
Plaintiff Joelle Le Blanc was catastrophically injured on March 16, 1996 when the motor vehicle she was operating was involved in an accident with a motor vehicle driven by Claude Boggett. Le Blanc and her spouse, plaintiff James Howard, settled their claims against Boggett, with defendant's permission, for $100,000, the aggregate single limit of Boggett's liability insurance coverage. Defendant received approximately $12,000
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