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IN RE SEQUEIRA

Bankruptcy No. 692-63217-FRA13. Adversary No. 99-6239-FRA.

278 B.R. 861 (2001)

In re Karen E. SEQUEIRA, Debtor. Karen E. Sequeira, Plaintiff, v. Sallie Mae Servicing Corp., Wash. State Univ., Ore. State Univ., U.S. Dept. of Education, Educational Credit Management Corp., Defendants.

United States Bankruptcy Court, D. Oregon.

January 31, 2001.

Attorney(s) appearing for the Case

Edward E. Hill, Eugene, OR, for debtor.

John Albert, Salem, OR, Herbert Sundby, Portland, OR, for defendants.

MEMORANDUM OPINION

FRANK R. ALLEY, III, Bankruptcy Judge.

Plaintiff seeks a judgment declaring that her obligation to repay student loans should not be excepted from discharge. 11 U.S.C. § 523(a)(8). The case was tried on October 19, 2000 against the lone remaining defendant, U.S. Department of Education, and the record supplemented thereafter by consent. After consideration of the evidence presented, and post-trial arguments of the parties, I hold...

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