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BRANDT DISTRIBUTING CO., INC. v. FEDERAL INS. CO.

No. 00-2598.

247 F.3d 822 (2001)

BRANDT DISTRIBUTING CO., INC., a Missouri Corporation, Appellant, v. FEDERAL INSURANCE COMPANY, an Indiana Insurance Corporation, Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: April 25, 2001.

Attorney(s) appearing for the Case

David Thrift Butsch, argued, Clayton, MO, for Appellant.

James E. DeFranco, argued, Belleville, IL (Stanford M. Bjurstrom, on the brief), for Appellee.

Before HANSEN and HEANEY, Circuit Judges, and FENNER, District Judge.

FENNER, District Judge.

On March 6, 1996, a fire destroyed a two-story office building and adjoining warehouse in St. Louis, Missouri. The tenant of the building, Brandt Distributing Co., Inc. ("Brandt"), a distributor of coin-operated amusement equipment, filed a claim under its commercial insurance policy. The insurer, Federal Insurance Company ("Federal Insurance"), denied the claim because it believed that: (1) Brandt...

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