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LIBERTY MUT. FIRE INS. CO. v. McKENZIE

No. B138295.

105 Cal.Rptr.2d 910 (2001)

88 Cal.App.4th 681

LIBERTY MUTUAL FIRE INSURANCE COMPANY, Plaintiff, Cross-defendant and Respondent, v. Michael McKENZIE, Defendant, Cross-complainant and Appellant.

Court of Appeals of California, Second District, Division Four.

Rehearing Denied May 23, 2001.

Review Denied July 18, 2001.

Attorney(s) appearing for the Case

Richard I. Wideman, Santa Barbara, for Defendant, Cross-complainant and Appellant.

Kern and Wooley, Ronald J. Skocypec, and Ilya A. Kostenboym, Los Angeles, for Plaintiff, Cross-defendant and Respondent.

CHARLES S. VOGEL, P.J.

INTRODUCTION

The primary issue raised on this appeal is one of insurance coverage. Liberty Mutual Fire Insurance Company (Liberty) issued two policies to Michael McKenzie (McKenzie). Each required that the insured own the covered vehicle. Neither policy defined "owned." McKenzie submitted claims on each policy based upon the theft of his truck. It is undisputed that the stolen vehicle was designated as the insured vehicle and that...

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