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HERRING v. HORACE MANN INS. CO.

No. 4D00-4547.

795 So.2d 209 (2001)

Randall HERRING, Susan D. Herring, and Justin Herring, a minor, by and through his parents and next friends, Randall Herring and Susan D. Herring, Appellants, v. HORACE MANN INSURANCE COMPANY, a/k/a Teachers Insurance Company, a foreign corporation, Appellee.

District Court of Appeal of Florida, Fourth District.

September 26, 2001.

Attorney(s) appearing for the Case

Steven M. Goldsmith of Steven M. Goldsmith, P.A., Boca Raton, and Eric H. Luckman, West Palm Beach, for appellants.

Michael B. Davis of Paxton, Crow, Smith Bosso-Pardo & Davis, P.A., West Palm Beach, for appellee.

STONE, J.

We reverse a summary judgment entered in favor of Horace Mann Insurance Company on a coverage issue based on the wording in the Herrings' homeowner's insurance policy. The Herrings' son, driving a golf cart on a sidewalk, injured a pedestrian. The golf cart was owned by a third party. Horace Mann filed a complaint for declaratory relief asking for a determination of its rights and obligations under the terms of the policy.

In granting Horace Mann...

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