OPINION
DAVID A. SCHOLL, Bankruptcy Judge.
A. INTRODUCTION
This adversary proceeding ("the Proceeding") determines whether a chiropractic physician's Health Education Assistance loans ("HEAL") and non-HEAL student loans are eligible for discharge in her Chapter 7 bankruptcy case. After making what she apparently recognizes as weak arguments that she meets the applicable stringent requirements for having any of these student loans discharged...
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