BROWN, Justice.
United States Fidelity and Guaranty Company ("USF & G"), the defendant in a declaratory-judgment action, appeals from a summary judgment entered in favor of the plaintiffs Baldwin County Home Builders Association, Inc. ("BCHBA"), and L.M. Smith ("Smith"). We reverse and remand.
BCHBA and Smith sued for a judgment declaring that USF & G was obligated to defend and/or indemnify BCHBA and Smith with regard to an action that had been brought...
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