RIPPLE, Circuit Judge.
From October 1993 until July 1995, and then from August 1995 until September 1996, Tamyra Bowerman was employed by Wal-Mart Stores, Inc. ("Wal-Mart"). As a fulltime employee of Wal-Mart, Ms. Bowerman was entitled to participate in a Wal-Mart-sponsored and-maintained employee welfare benefit plan called the Wal-Mart Stores, Inc. Associates' Health and Welfare Plan ("the Plan"). While she was employed at Wal-Mart, Ms. Bowerman elected to obtain...
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