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IN RE UNITED COMPANIES FINANCIAL CORP.

Nos. 99-450(MFW) to 99-461(MFW).

267 B.R. 524 (2000)

In re UNITED COMPANIES FINANCIAL CORPORATION, et al., Debtors.

United States Bankruptcy Court, D. Delaware.

August 15, 2000.

Attorney(s) appearing for the Case

Mark D. Collins, Deborah E. Spivack, Margreta M. Sundelin, Richards, Layton & Finger, Wilmington, DE, Counsel for Debtors.

Marcia L. Goldstein, Brian Rosen, Weil, Gotshal & Manges, LLP, New York City, Counsel for Debtors.

Hovsep and Setta Hovsepian, Bell Canyon, CA, Pro Se Claimants.

Theodore Gewertz, Chaim J. Fortgang, Richard G. Mason, Wachtell, Lipton, Rosen & Katz, New York City, Counsel for Official Committee of Unsecured Creditors.

William H. Sudell, Eric D. Schwartz, Morris Nichols, Arsht, & Tunnell, Wilmington, DE, Counsel for Official Committee of Unsecured Creditors.

Charles Campbell, Jeffery W. Cavender, Long, Aldridge & Norman, LLP, Atlanta, GA, Counsel for the Official Committee of Equity Security Holders.

Norman Pernick, Mark Minuti, Saul, Ewing, Remick & Saul LLP, Wilmington, DE, Counsel for the Official Committee of Equity Security Holders.

Frederic J. Baker, Daniel K. Astin, Philadelphia, PA, Office of U.S. Trustee.

MEMORANDUM OPINION1

MARY F. WALRATH, Bankruptcy Judge.

Before this Court is the Proof of Claim filed by Hovsep and Setta Hovsepian ("the Claimants"). United Companies Financial Corporation ("the Debtor") filed an Omnibus Objection to Proofs of Claim asserting that no amount is due on the claims of the Claimants and others. After a hearing held on April 28, 2000, and consideration of the evidence contained in the...

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