VICTOR C. HOWARD, Judge.
Bates County Mutual Insurance Company appeals the trial court's judgment directing a verdict at the close of all the evidence for Anthony J. DePalma, who sued the insurance company for recovery of his losses from a 1993 fire which destroyed his residence.
We affirm in part, reverse in part, and remand.
Facts
On September 29, 1992, Bates County Mutual issued an insurance policy to DePalma and his wife, Janet DePalma...
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