WALKER, Judge.
On 30 December 1997, plaintiff USAA Casualty Insurance Company ("USAA") filed this declaratory judgment action against defendant Universal Underwriters Insurance Company ("Universal") to determine the responsibilities of the two insurers based on a claim arising out of an underlying vehicle accident.
On 22 November 1995, USAA's insured, Burke S. Lewis, was operating a vehicle owned by Universal's insured, Ragsdale Motor Company, Inc., an automobile...
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