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SOBLEY v. SOUTHERN NATURAL GAS CO.

No. 99-60149.

210 F.3d 561 (2000)

George SOBLEY; Linda Sobley, Plaintiffs-Appellants, v. SOUTHERN NATURAL GAS COMPANY, et al., Defendants, State Farm Lloyds, Defendant-Appellee.

United States Court of Appeals, Fifth Circuit.

May 5, 2000.

Attorney(s) appearing for the Case

Michael Jay Nichols (argued), Aubrey E. Nichols, Marc D. Amos, Gholson, Hicks & Nichols, Columbus, MS, for Plaintiffs-Appellants.

Dan W. Webb (argued), Bertis Wayne Williams, Webb, Sanders, Balducci & Smith, Tupelo, MS, for Defendant-Appellee.

Before REYNALDO G. GARZA, HIGGINBOTHAM and BENAVIDES, Circuit Judges.

REYNALDO G. GARZA, Circuit Judge:

I. PROCEDURAL AND FACTUAL BACKGROUND

George and Linda Sobley (the Sobleys) built their home in Columbus, Mississippi in 1993 and acquired a homeowner's insurance policy through State Farm Lloyds. The policy's many exclusions include one for damage to plumbing caused by electrolysis; other damage resulting from electrolysis is covered, however, unless excluded by another provision of the policy. The policy also excludes coverage...

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