Scott Kirtley, successor trustee of the estate of Durability, Inc. (Trustee), appeals from the district court's affirmance of summary judgment granted in favor of Sovereign Life Insurance Company of California (Sovereign) by the bankruptcy court on the Trustee's claim that he was entitled to assume a $500,000 "key-man" life insurance policy on Fred I. Palmer, II (Palmer), Durability's former president...
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