Ordered that the judgment and the order are affirmed, with one bill of costs.
Wayne Karmgard owned a parcel of real estate known as "Shagabak". The defendant, Pacific Indemnity Company, issued a so-called "Chubb Masterpiece" fire insurance policy on Shagabak. The policy had been placed through March & McLennan, Inc. (hereinafter M & M), an insurance brokerage firm. Upon learning that he was HIV-positive, Karmgard conveyed his assets to the plaintiffs Richard...
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