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IN RE ENDICOTT

Bankruptcy No. 99-21507. Adversary No. 00-6107.

254 B.R. 471 (2000)

In re Gregory A. ENDICOTT, Tammy K. Endicott, Debtors. Spokane Railway Credit Union, a Washington corporation, Plaintiff, v. Gregory A. Endicott and Tammy K. Endicott, husband and wife and the community composed thereof, Defendants.

United States Bankruptcy Court, D. Idaho.

October 26, 2000.

Attorney(s) appearing for the Case

Stanley E. Perdue, Spokane, Washington, and Robert Greer, Coeur d'Alene, ID, for Plaintiff.

Stephen B. McCrea, Coeur d'Alene, ID, for Defendants.

MEMORANDUM OF DECISION, FINDINGS OF FACT, AND CONCLUSIONS OF LAW

TERRY L. MYERS, Bankruptcy Judge.

INTRODUCTION

Spokane Railway Credit Union, now operating under the name Numerica Credit Union ("Plaintiff") seeks a determination that a debt owed by chapter 7 debtors Gregory and Tammy Endicott ("Debtors" or "Defendants") is nondischargeable under § 523(a)(6).1 Trial was held on September 25, 2000, and...

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