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IN RE DRYSDALE

BAP No. NC-99-1737-RyMeP. Bankruptcy No. 490-4409 JT. Adversary No. 98-4972 AJ.

248 B.R. 386 (2000)

In re William DRYSDALE, Debtor. William Drysdale, Appellant, v. Educational Credit Management Corporation, Appellee.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided April 14, 2000.

Attorney(s) appearing for the Case

William Drysdale, Pittsburg, CA, pro se appellant.

Miriam E. Hiser, San Francisco, CA, for Educational Credit Management Corp.

Before: RYAN, MEYERS, and PERRIS, Bankruptcy Judges.

OPINION

RYAN, Bankruptcy Judge.

William P. Drysdale ("Debtor") filed a complaint (the "Complaint") against Educational Credit Management Corporation ("ECMC") to determine the dischargeability of a consolidation loan (the "Consolidation Loan") under § 523(a)(8).1 After a hearing on cross motions for summary judgment based on stipulated facts, the court held that the Consolidation Loan was a nondischargeable student...

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