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IN RE VINECKI

Bankruptcy No. 99-9950-8P7. Adversary No. 99-570.

247 B.R. 323 (2000)

In re Theodore and Margaret VINECKI, Debtors. The St. Paul Fire and Marine Insurance Company, Plaintiff, v. Theodore and Margaret Vinecki, Defendants.

United States Bankruptcy Court, M.D. Florida, Tampa Division.

February 25, 2000.

Attorney(s) appearing for the Case

Theodore Vinecki and Margaret Vinecki, St. Petersburg, FL, Gary A. Carnal, St. Petersburg, FL, for Defendants.

Arthur S. Weitzner, Sarasota, FL, for Plaintiffs.

FINDINGS OF FACTS, CONCLUSIONS OF LAW, AND MEMORANDUM OPINION

ALEXANDER L. PASKAY, Bankruptcy Judge.

The matter under consideration in this Chapter 7 liquidation case is a claim of nondischargeability asserted by The St. Paul Fire and Marine Insurance Co. (St. Paul) against Theodore Vinecki and Margaret Vinecki (Debtors). In its Complaint, St. Paul alleged that the Debtors obtained money from St. Paul by false pretenses, false representation or actual fraud...

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