OPINION
CLAY, Circuit Judge.
Plaintiff, George S. Talley, appeals the judgment granting a motion for judgment as a matter of law under FED.R.CIV.P. 50 to Defendants, State Farm Fire and Casualty Company and Homeside Lending, Inc., (collectively "State Farm"). Talley commenced this action to recover under an insurance policy issued by State Farm for losses he sustained in a fire. As an affirmative defense, State Farm asserted that Talley's refusal to submit...
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