MEMORANDUM OPINION
WILSON, Chief Judge.
This matter is before the court on appeal from the U.S. Bankruptcy Court. See 28 U.S.C. § 158(c)(1); Fed.R.Bankr.P. 8001(e). Debtor Sulochana D. Kapinos ("Kapinos") filed a Chapter 7 petition in Bankruptcy Court on April 25, 1997. After filing her petition, Kapinos filed two adversary proceedings against three student loan entities seeking to discharge five loans. The Bankruptcy Court heard the adversary...
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