We find that the motion court's exercise of discretion, in denying defendants' motion to vacate, was improvident. Defendant insurers established that their default, in this Insurance Law § 3420 (a) (2) action, was excusable, pursuant to CPLR 5015 (a), by sufficiently demonstrating a reasonable excuse, a lack of prejudice to plaintiff, the timeliness of the motion to vacate, and the existence of a meritorious defense (see, Frenchy's Bar & Grill v United Intl. Ins...
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