WIENER, Circuit Judge:
In this diversity case, Defendant-Appellant Azrock Industries Inc. ("Azrock") appeals from the district court's grant of summary judgment to Plaintiff-Appellee Guaranty National Insurance Co. ("Guaranty National"). We must decide what event triggers an insurer's duty to defend its insured against asbestos-related personal injury claims under a Commercial General Liability ("CGL") policy, here, one
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