MEMORANDUM OPINION
JAMES G. MIXON, Chief Judge.
On March 5, 1999, Paul Edward Speers ("Debtor") filed a voluntary petition for relief under the provisions of chapter 7 of the Bankruptcy Code. On July 29, 1999, Mercantile Bank of Arkansas, N.A. ("Bank") filed a complaint to determine dischargeability of a debt owed to the Bank in the sum of $40,367.36. The Bank alleged that the debt resulted from a willful and malicious injury committed by the Debtor...
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