OPINION OF THE COURT
GOLDSTEIN, J.
The primary issue here is the applicability of Insurance Law § 3420 (d), requiring a timely notice of disclaimer.
The plaintiff, American Ref-Fuel Company of Hempstead, operated the municipal incinerator for the Town of Hempstead. The defendant, Employers Insurance Company of Wausau (hereinafter Wausau), with a home office in Wausau, Wisconsin, delivered two insurance policies to the plaintiff's parent corporation...
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