HAERLE, J.
I. INTRODUCTION
Appellants filed suit on behalf of a putative class of automobile insurance customers against over 70 insurers, including respondents Allstate and Farmers, and Chuck Quackenbush in his capacity as the Insurance Commissioner of the State of California. Appellants' complaint alleged four causes of action against the insurers, each seeking damages or disgorgement of allegedly excessive premiums that the insurers have been authorized...
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