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PANORAMA VILLAGE v. ALLSTATE INS. CO.

No. 43481-1-I.

992 P.2d 1047 (2000)

99 Wash.App. 271

PANORAMA VILLAGE CONDOMINIUM OWNERS ASSOCIATION BOARD OF DIRECTORS, Respondent, v. ALLSTATE INSURANCE COMPANY, a foreign corporation, Appellant.

Court of Appeals of Washington, Division 1.

As Amended on Denial of Reconsideration March 17, 2000.

Attorney(s) appearing for the Case

Jerret E. Sale, Bullivant, Houser, Bailey, Seattle, Douglas G. Houser, Lisa E. Lear, Bullivant, Houser, Bailey, Portland, OR, for Appellant.

John S. Riper, Stanislaw Ashbaugh LLP, Seattle, Bo Barker, Bellevue, for Respondent.

AGID, A.C.J.

In 1996, after investigative demolition at the Panorama Village Condominium Complex revealed extensive structural decay, Panorama's homeowners association sought coverage from Allstate Insurance Company under a policy provision that provides coverage for property in danger of imminent collapse caused by hidden decay. Allstate refused to defend on the theory that its policy's suit limitation provision requires an insured to bring claims "within one year...

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